A structured debt solution tailored to help you regain control of your finances.

Trust Deed in Scotland: Your Path to Financial Freedom

What is a Trust Deed?

A Trust Deed is a legally binding arrangement that allows you to repay what you can afford towards your debts over a fixed period—usually four years. At the end of this period, any remaining eligible debt is written off, giving you a fresh financial start.

  • Monthly payments are tailored to your budget.
  • Your assets, such as your home or car, can often be protected.
  • The background image serves as an inviting visual context.

Why Choose a Trust Deed?

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Affordable Repayments

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Debt-Free in 4 Years

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Protection from Creditors

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Peace of Mind

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Who Qualifies for a Trust Deed?

You may qualify for a Trust Deed in Scotland if you meet the following criteria:

  • You owe £5,000 or more in unsecured debts.
  • You are unable to repay your debts in full.
  • You have some disposable income to make monthly payments.
  • You live in Scotland.

Not sure if a Trust Deed is the right solution? Contact us for a free assessment.

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Debts Covered by a Trust Deed

A Trust Deed covers most unsecured debts, such as:

  • Credit card debt
  • Personal loans
  • Store cards and catalogues
  • Overdrafts
  • Council tax arrears
  • Utility bill arrears

Council tax arrears Utility bill arrears Some debts, such as student loans, court fines, and child maintenance payments, are not included.

How Does a Trust Deed Work?

Get in Touch

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Speak to a Debt Specialist.

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Drafting the Agreement.

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Creditor Approval.

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Start Monthly Payments.

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Debt Written Off.

Got Trust Deed Questions? We’ve Got Answers!

Frequently Asked Question

You don’t need to pay upfront. The fees for setting up and managing a Trust Deed are included in your monthly payments.

Your assets are usually protected as long as they’re considered reasonable and necessary for your living and work needs.

A Trust Deed becomes protected when the majority of your creditors agree to its terms. Our team works to ensure your proposal has the best chance of approval.

If your income or expenses change during the Trust Deed, we can help renegotiate the terms with your creditors.

Take the First Step Towards Financial Freedom

Contact us now for a free consultation and let us help you on your journey to becoming debt-free.

Start Your Trust Deed Application

Struggling with debt doesn't have to be a lifelong battle. Our personalized debt relief programs are designed to fit your unique situation. Take the first step towards financial peace of mind.

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