A Debt Relief Order (DRO) could be the lifeline you need to regain control of your financial future.

Debt Relief Order (DRO) in the UK: A Simple Solution to Your Debt Worries

Are you feeling overwhelmed by debt and struggling to make ends meet? A Debt Relief Order (DRO) could be the lifeline you need to regain control of your financial future. Designed as a low-cost, straightforward solution for individuals with limited income and assets.

You owe £5,000 or more in unsecured debts.
You have limited income or assets to repay your debts.
Other debt solutions, such as a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), are not suitable.
You are looking for a definitive way to resolve your financial difficulties.

Who Qualifies for a DRO?

A DRO is designed for individuals with low income and minimal assets. To qualify, you must meet the following criteria:

Debts of £2,500 or less
Disposable income of £75 or less per month after living expenses.
Assets worth less than £2,000, including a vehicle valued at £2,000 or less.
You must not have applied for a DRO in the last six years.
You live in England, Wales, or Northern Ireland.

Not sure if you qualify? Contact us for a free eligibility assessment. Contact us for a free assessment.

Debts Covered by a DRO

Most types of unsecured debts can be included in a DRO, such as:

Credit card debt
Personal loans
Overdrafts
Utility bills (gas, electricity, water)
Council tax arrears
Utility bills (gas, electricity, water)

Store card debt

Got DRO Questions? We’ve Got Answers!

Frequently Asked Question

The DRO application fee is £90, which must be paid in full before submitting your application.

During the 12-month moratorium, your debts are frozen, and creditors cannot contact you or take legal action.

Most essential assets are protected in a DRO, including a basic vehicle worth up to £2,000. However, if you own a home, a DRO might not be the best option for you.

Yes, as long as your disposable income is £75 or less per month after covering essential expenses.

Take the First Step Towards Financial Freedom

Bankruptcy can provide the relief and protection you need to start over. If you’re struggling with debt, don’t wait—speak to our experts today for free, confidential advice.

Start Your DRO Application

Struggling with debt doesn't have to be a lifelong battle. Our personalized debt relief programs are designed to fit your unique situation. Take the first step towards financial peace of mind.

Debt Relief Order (DRO) in the UK: A Simple Solution to Your Debt Worries