Millions of people in the UK use debt management plans to regain control of their finances.

Ready to find out if a DMP is right for you?

What Is a Debt Management Plan (DMP)?

Debt can feel overwhelming, but you don’t have to face it alone. Whether you’re struggling to pay off credit cards, loans, or other debts, professional debt management services in the UK can help you regain control and work toward a debt-free future.

Why Choose Money Helpers for Debt Management in the UK?

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Expert UK Debt Advisers

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Tailored Solutions for Every Situation

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Stress-Free Process

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Free Advice and Support

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Ready to find out if a DMP is right for you?

If you’re struggling to keep up with your debt repayments, you’re not alone. Millions of people in the UK use debt management plans

  • Difficulty keeping up with minimum debt payments.
  • Relying on credit to cover everyday living expenses.
  • Feeling stressed or anxious about creditor letters or calls.
  • Wanting a clear and structured way to repay your debts.
  • You live in England, Wales, or Northern Ireland.

Not sure if you qualify? Contact us for a free eligibility assessment. Contact us for a free assessment.

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Debts Covered by a DMP

A DMP is designed for unsecured debts, such as:

  • Credit cards
  • Store cards
  • Personal loans
  • Overdrafts
  • Payday loans
  • Unfortunately, secured debts like mortgages,

car finance, or utility bills cannot be included in a DMP.

How Does work a Debt Management Plan?

Get in Touch

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Expert UK Debt Advisers

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Tailored Solutions for Every Situation

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Stress-Free Process

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Free Advice and Support

Got Debt Management Plan Questions? We’ve Got Answers!

Frequently Asked Question

Yes, a DMP will appear on your credit report and may affect your ability to borrow in the short term. However, it’s a positive step towards becoming debt-free and rebuilding your financial future.

The length of your plan depends on how much you owe and how much you can afford to repay each month. Most DMPs last several years, but they can be adjusted if your situation changes.

Creditors aren’t legally obligated to accept a DMP, but many do if the plan is reasonable and shows your commitment to repaying your debts.

Only unsecured debts can be included in a DMP. Mortgages, car loans, and other secured debts are excluded.

Take the First Step Towards Debt Management Plan

Take the First Step Toward Debt-Free Living

Start Your Debt Management Plan

Struggling with debt doesn't have to be a lifelong battle. Our personalized debt relief programs are designed to fit your unique situation. Take the first step towards financial peace of mind.

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